Bulgarian net-pay calculator
Estimate net pay in Bulgaria for standard employment: the employee’s social and health contributions and the flat 10% income tax are deducted from gross pay. The result is an estimate based on the rates in force for 2026.
- Net, contributions and tax — broken down
- No registration, no hidden costs
- In Bulgarian and English
Quick calculation
Enter the monthly gross salary and the number of children — the calculator instantly shows the take-home net, the itemized contributions and the flat 10% tax, and the total employer cost. The result is an estimate for a ballpark, not an official decision.
Gross salary before contributions and tax
The number of children drives only the annual relief below — the monthly net pay does not change.
Net (take-home)
Net (take-home): 1 163,97 €- Net (take-home)1 163,97 €78%
- Contributions (employee)206,70 €14%
- Tax129,33 €9%
- Gross salary
- 1 500,00 €
- Insurable income
- 1 500,00 €
- Contributions (employee)
- 206,70 €
- Tax base
- 1 293,30 €
- Income tax (10%)
- 129,33 €
- Employer cost (Gross 2)
- 1 783,80 €
In Bulgaria your employer withholds a flat 10% income tax and social + health contributions from every payslip, so what lands in your account is already net. This calculator starts from the gross salary and deducts what is actually deducted.
The contributions are charged on the insurable income — a base with a floor and a ceiling — while the tax is a flat 10% with no tax-free allowance. Child tax relief is a separate, annual benefit. The result is an estimate based on the rates in force for 2026, and this page shows how it all fits together.
- 10%
- Flat income-tax rate
- 13,78%
- Employee contributions
- 1 407,00 €
- Average monthly gross
How it works
Three steps to a first, honest figure — no registration.
- 1
Enter your salary and details
Monthly gross salary and the number of children.
- 2
See the itemized breakdown
Social and health contributions and the flat 10% tax — line by line.
- 3
Get net and total cost
Take-home net pay and the total employer cost, instantly.
How the monthly deduction works
Social and health contributions come off the gross first, charged on the insurable income (clamped between a floor and a ceiling); the tax base is the gross minus those employee contributions.
The flat 10% then applies to the whole tax base — Bulgaria has no tax-free allowance. Child tax relief is claimed annually, not withheld monthly, so it is shown as a separate year-end figure.
Explore the tools
One page per topic — the rule, and what it does to your money.
Income tax
The flat 10% rate and why there is no tax-free allowance.
Contributions
Social and health insurance — the employee and employer shares.
Minimum wage
The monthly and hourly minimum wage for full-time work.
Insurable income
The floor and the ceiling that clamp the contribution base.
Child relief
The annual child tax relief — not a monthly deduction.
FAQ
Answers on net pay, the flat tax and contributions.
Why your net pay differs from the gross on the contract
The contract number is gross. What reaches your account is net — after contributions and the flat 10% tax.
Above the insurable-income ceiling, contributions stop rising, so a higher gross keeps a larger share as net.
What the breakdown tells you
The distribution bar splits the gross into net, contributions and tax, so you can see where each euro goes.
The comparison only holds net against net — never gross against a figure from another country.
Frequently asked questions
The content of this page is being extended over time.
Ready?
Work out your net pay in seconds
Enter the gross salary and see the take-home net, the itemized contributions and the flat 10% tax — no registration.